Renters Insurance

One thing we commonly run across as we handle claims involves content losses in a tenant/landlord relationship. Most landlords have purchased property insurance to protect them financially if a catastrophe occurs. However, most often, renters have no coverage for their contents which are also affected by the loss. Whether fire, smoke or water damage, the loss of contents can be significant. The sad fact is that renters insurance is extremely affordable. So, fi you are a renter, there are a couple of articles I'd like to refer you to for more information. First, follow this hyperlink to the Savannah Morning News: http://savannahnow.com/node/539646 . Here the writer expresses his own experience with a loss as a renter and the good result he had since he had renters coverage. Second, check out this link to Georgia State University's Center for RMI Research: http://rmictr.gsu.edu/FAQS/renters.htm. This is an excellent resource with information regarding renters insurance as well as answers to common questions.

With so many homeowners facing foreclosure in these times of financial crisis, I hope that this information will be helpful and informative to the growing number of those in a tenant/landlord situation. And I hope that if a catastrophe strikes, you'll be among those with coverage to protect your valuable property!

Jerry Quarles - Senior Estimator

One Thousand Firsts

The anniversary of my 8th year with Champion is fast approaching. There are many stories to relate in this bittersweet industry. Cries of devastation from homeowners at the beginning of a loss turn into sighs of relief and reflective appreciation at the job’s completion. I’d like to think I’ve seen it all yet every so often I am surprised. But when you see me at your home ready to do my part to put your life back together, this one fact remains constant: whether it is my 100th or 1000th job, I am ever-conscious that it is your first loss. So, in essence, it also becomes mine again. I treat every job as if it is the first because every person is different and every situation is unique. I care about what has happened to you and how it is affecting you. So go ahead and cry if you need to. You’ve been devastated and no person, even if they have been through something similar, can possibly understand exactly how you feel. I’ll hand you a tissue and give you a moment. When you’re ready we’ll walk through your house and anything that is important to you is important to me and when I tell you to call me if you have questions or forgot to tell me something, I mean it. We’re all in this together and all want the best possible outcome. One day it will all be a distant memory but when you think of it I hope the process leaves you with a warm feeling.

Chloe L. Hudson - Senior Contents Technician

There’s a New Fire Chief In Town!

Born and raised in Greensboro, North Carolina, Fire Chief Johnny Teeters brings 38 years of experience to the Coweta County Fire Department. Chief Teeters helped Greensboro improve the city’s ISO fire insurance rating from a seven to a one. We had the opportunity to briefly interview Chief Teeters. Here is what he had to say.

How do you like Newnan?
I think it is great, it is a little more rural than I am used to. It is like going back to a slower time. I have loved every minute here so far.

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