Tuesday
Apr132010
What Water Damage Is Covered By Insurance?
Tuesday, April 13, 2010 at 10:03AM 
Many people often ask "What kind of water damages are covered by insurance?" and I came across the helpful article. It also includes information on how to clean up after a flood to prevent mold...
Many people have no clue as to what types of water damage is covered under their home or business insurance policy. Homeowners and business owners are becoming confused, hearing about mold insurance claims getting denied, and lots of questions arise about water damage to their homes. This article will go on to explain what types of damage is covered by your home insurance or your business policy and what you should do if your house has damage.
What Water Damage will your Home Insurance Policy cover?
Homeowners policies don't cover damages from a flood, you would need to purchase flood insurance if you want to be specifically covered for water damage caused by a flood. Your home insurance policy would pay for damage from rain coming through a hole or a window if the hole had been caused by strong storm winds. But if you have a pipe leaking inside your house that created water damage over time, that wouldn't be covered. It simply comes down to if your water damage was caused by a covered event such as a storm or if the water damage happened because you failed to keep your house repaired which would not be covered. If you are unsure as to what kind of water damage is covered, carefully read through your home insurance policy or call your the company.
What Water Damage will your Home Insurance Policy cover?
Homeowners policies don't cover damages from a flood, you would need to purchase flood insurance if you want to be specifically covered for water damage caused by a flood. Your home insurance policy would pay for damage from rain coming through a hole or a window if the hole had been caused by strong storm winds. But if you have a pipe leaking inside your house that created water damage over time, that wouldn't be covered. It simply comes down to if your water damage was caused by a covered event such as a storm or if the water damage happened because you failed to keep your house repaired which would not be covered. If you are unsure as to what kind of water damage is covered, carefully read through your home insurance policy or call your the company.
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Brett Bishop, Champion Construction Systems, Education, Emergency Planning, Flood Damage, Insurance, Restoration, Storm Damage, Water Damage, What Water Damage Is Covered By Insurance, atlanta, atlanta ga, champion construction, disaster preparedness, flood, flood coverage, health problems from mold, how to avoid mold, how to clean up after a flood, how to clean up after a water damage, insurance coverage, insurance coverage for water damage, mold, mold health risks, newnan ga, sharpsburg, water damage coverage, water damage from storm, water damage to home, worlds fastest drying Email Article 
