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"Mr. Jim Clark was my point of contact with Champion; he was courteous, professional and extremely helpful. It was a pleasure doing business with him. The members of all of the crews, water removal/drying, carpet layers and packers were courteous, professional, arrived on time, and completed work in a timely manner. In addition, they were friendly. We are very pleased with Champion's response and work and I will gladly recommend Champion to others. I will express my satisfaction with Champion to USAA." - Water Damage in Fayetteville, GA

"I have never been as impressed with a great group of young men. Very professional, efficient and knowledgeable of their line of work. Considering the age of my crew; they out-performed the middle and older aged men I have worked with in similar job requests. Thank you!!! Big kudos to Colby...loved this kid!!!" - Water Damage in Ellenwood, GA

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Monday

Jan272014

What are the different types of Homeowner's Insurance?

Monday, January 27, 2014 at 03:26PM

Homeowners insurance comes in 8 different types so that you can choose the one that best fits your situation.

HO-1 only covers property specifically mentioned in the policy. It’s often used to insure expensive works of art.
HO-2 is like HO-1, but applies to specific portions of a home. It is usually a named peril policy. That means it protects against damage from a specific event, like a windstorm.
HO-3 is the most common kind of policy. It covers your home and its contents. It also provides coverage against liability if someone gets hurt on your property.
HO-4 is renters insurance. It covers the contents of your apartment, and can also provide liability coverage.
HO-5 is like HO-3 — it covers your home and its contents. But it covers more perils than a HO-3 policy.
HO-6 is for people who own condos. An HO-6 policy only covers the part of the building that you own, and the contents of your condo.
HO-7 is for mobile home owners.
HO-8 is for people with older homes. The replacement cost of an older home may be higher than its market value. An HO-8 policy lets you have premiums that reflect the lower market value.

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SERVICES: Immediate Response - Fire Restoration - Smoke Restoration - Smoke Removal - Water Damage Restoration - Water Removal - Sewage Cleanup - Sewage Removal - Storm Damage Restoration - Tree Removal - Wind Damage Repair - Hail Damage Reapair - Mold Removal - Mold Remediation - Complete Reconstruction - Insurance Repairs - Tarp-up - Board-Up - Vandalism Repair - Contents Storage - Contents Restoration - Re-construction COUNTIES SERVICED: Hall County - Forsyth County - Barrow County - Gwinnett County - Dekalb County - Walton County - Newton County - Rockdale County - Cobb County - Paulding County - Fulton County - Douglas County - Haralson County - Carroll County - Heard County - Coweta County - Troup County - Clayton County - Fayette County - Meriwether County - Henry County - Spalding County - Butts County - Newton County - Pike County - Lamar County - Harris County - Talbot County - Muscogee County - Upson County CITIES SERVICED: Atlanta, GA - College Park, GA - Forest Park, GA - Jonesboro, GA - Lake City, GA - Lovejoy, GA - Morrow, GA - Riverdale, GA - Hampton, GA -Avondale Estates - Chamblee, GA - Clarkston, GA - Decatur, GA - Doraville, GA - Dunwoody, GA - Lithonia, GA - Pine Lake, GA - Stone Mountain, GA - Auburn, GA - Berkeley Lake - Braselton, GA - Buford, GA - Dacula, GA - Duluth, GA - Grayson, GA - Lawrenceville, GA - Lilburn, GA - Loganville, GA - Norcross, GA - Rest Haven, GA - Snellville, GA - Sugar Hill, GA - Suwanee, GA - Suwanne, GA - Johns Creek, GA - Braselton, GA - Buford, GA - Flowery Branch, GA -Gainesville, GA - Bethlehem, GA - Carl, GA - Statham, GA - Winder, GA - Social Circle, GA - Walnut Grove, GA - Loganville, GA - Covington, GA - Mansfield, GA - Newborn, GA - Oxford, GA - Porterdale, GA - Conyers, GA - Hampton, GA - Locust Grove, GA - McDonough, GA - Stockbridge, GA - Jackson, GA - Flovilla, GA - Griffin, GA - Orchard Hill, GA - Marietta, GA - Kennesaw, GA - Acworth, GA - Smyrna, GA - Mableton, GA - Austell, GA - Powder Springs, GA - Palmetto, GA - Roswell, GA - Sandy Springs, GA - Union City, GA - Hapeville, GA - East Point, GA - College Park, GA - Alpharetta, GA - Fairburn, GA - Douglasville, GA - Villa Rica, GA - Braswell, GA - Dallas, GA - Hiram, GA - New Hope, GA - Bremen, GA - Tallapoosa, GA - Waco, GA - Bowdon, GA -Bremen, GA - Carrollton, GA - Mount Zion, GA - Roopville, GA -Temple, GA - Villa Rica, GA - Whitesburg, GA - Franklin, GA - Newnan, GA - Peachtree City, GA - Fayetteville, GA - Greenville, GA - Luthersville, GA - Manchester, GA - Warm Springs, GA - Woodbury, GA - Senoia, GA - Sharpsburg, GA - Grantville, GA - Moreland, GA - Turin, GA - Brooks, GA - Tyrone, GA - Woolsey, GA - LaGrange, GA - Hogansville, GA - West Point, GA - Cataula, GA - Pine Mountain, GA - Hamilton, GA - Ellerslie, GA - Waverly Hall, GA - Columbus, GA - Fort Benning, GA - Midland, GA - Fortson, GA - Talbotton, GA - Molena, GA - Zebulon, GA - Williamson, GA - Barnesville, GA - Thomaston, GA Copyright © 2011, Champion Construction Systems, Inc. All rights reserved.