Three Things You Need To Do Before Flood Season

FLOOD FACTS:

Floods and flash floods happen in all 50 states.

Just an inch of water can cause costly damage to your property.

Your home has a 26% chance of being damaged by a flood during the course of a 30-year mortgage in a high-risk area, compared to a 9% chance of fire.

New land development can increase flood risk, especially if the construction changes natural runoff paths.

Being prepared for a flood can not only help keep your family safe, it can also help minimize potential flood damage and accelerate recovery efforts. Learn how to deal with a flood, both before and after it happens, right now.

Educate Yourself

After getting flood insurance, there are several things you can do to minimize losses in your home and ensure your family’s safety.

1. Safeguard your possessions.

Create a personal “flood file” containing information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. This file should have:

- A copy of your insurance policies with your agent’s contact information.

- A room-by-room inventory of your possessions, including receipts, photos, and videos.

- Copies of all other critical documents, including finance records or receipts of major purchases.

2. Prepare your house.

- First make sure your sump pump is working and then install a battery-operated backup, in case of a power failure. Installing a water alarm will also let you know if water is accumulating in your basement.

- Clear debris from gutters and downspouts.

- Anchor any fuel tanks.

- Raise your electrical components (switches, sockets, circuit breakers, and wiring) at least 12 inches above your home’s projected flood elevation.

- Place the furnace, water heater, washer, and dryer on cement blocks at least 12 inches above the projected flood elevation.

- Move furniture, valuables, and important documents to a safe place.

3. Develop a family emergency plan.

- Create a safety kit with drinking water, canned food, first aid, blankets, a radio, and a flashlight.

- Post emergency telephone numbers by the phone and teach your children how to dial 911.

- Plan and practice a flood evacuation route with your family. Know safe routes from home, work, and school that are on higher ground.

- Ask an out-of-state relative or friend to be your emergency family contact.

- Have a plan to protect your pets.

Source: www.floodsmart.gov